|
Chittorgarh Urban Co-operative Bank Ltd. |
|
Rate of Interest on Deposits |
|
|
(BOD 27-09-2023) |
|
(w.e.f. 16-10-2023) |
S.
N. |
Time Period |
Existing
Rate of Intt.
(per Annum)
|
Revised Rate of Intt.
(per Annum)(w.e.f. 16-10-2023) |
|
1 |
15 days and above upto 45 days |
4.50% |
4.50% |
|
2 |
46 days and above upto 90 days |
5.00% |
5.00% |
|
3 |
91 days and above upto 180 days |
5.50% |
5.50% |
|
4 |
181 days and above below 1 year |
6.50% |
6.50% |
|
5 |
1 year and above and below 2 years |
7.00% |
7.25% |
|
6 |
2 Years and Above and below 3 years |
7.25% |
7.50% |
|
7 |
3 year to less then 6 years |
7.50% |
7.50% |
|
8 |
6 years to maximum 10 years |
7.50% |
7.50% |
|
9 |
For Senior Citizen |
0.50% Extra |
0.50% Extra |
|
10 |
Saving Deposit (To be calculated on daily product basis) |
3.75% |
3.75% |
|
11 |
For Staff |
1% Extra |
1% Extra |
|
|
Rate of Interest on Advances |
|
(BOD 27-09-2023) |
S.
N. |
Type of Advances |
Existing
Rate of Intt.(per Annum)
|
Revised Rate of Interest
(w.e.f. 16-10-2023) |
|
1 |
Housing Loans (Construction, Repairs & Renovation) |
HL |
9.50% P.A. |
9.50% P.A. |
|
2 |
Education Loan |
LD |
9.00% P.A. |
9.00% P.A. |
|
3 |
Cash Credit Limit |
CC |
11.00% P.A. |
11.00% P.A. |
|
4 |
Cub Business |
CB |
11.00% P.A. |
11.00% P.A. |
|
5 |
Vehical Loan (Four Wheeler) |
VL |
------ |
------ |
|
|
(A)Vehical Loan (NEW) |
|
9.60% P.A. |
9.10% P.A. |
|
|
(B)Second Hand (Maximum 3 Years Old) |
|
12.00% P.A. |
11.50% P.A. |
|
6 |
Loan to S.R.T.O. & Taxi Car, Truck, Bus etc. |
SR |
----- |
----- |
|
|
(A)Upto 5 Years |
|
11.00% P.A. |
11.00% P.A. |
|
|
(B)Above 5 Years (Maximum 10 Years) |
|
11.25% P.A. |
11.25% P.A. |
|
7 |
E-Riksha Loan |
|
9.50% P.A. |
9.00% P.A. |
|
8 |
Medium Term Loan (Industry/Business) |
MT |
----- |
----- |
|
|
(A) Medium Term Loan(Below Rs. 25 Lakhs/Above Rs. 25 Lakhs) |
|
11.00% P.A. |
10.00% P.A. |
|
9 |
Loan and Limit Against Mortgage (Other then Business) |
|
----- |
----- |
|
|
(A) Overdraft Mortgage |
OM |
13.00% P.A. |
13.00% P.A. |
|
|
(B) Mortgage Loan |
ML |
13.00% P.A. |
13.00% P.A. |
|
|
(C) Overdraft Mortgage Business Purpose
(Below Rs. 25 Lakhs/Above Rs. 25 Lakhs) |
OM |
12.50% P.A. |
12.50% P.A. |
|
10 |
Advances to Professionals |
|
10.00% P.A. |
10.00% P.A. |
|
11 |
Urban Business Support Loan
Urban Business Support Limit(Without Stock Insurance) |
BL
UL |
11.50% P.A. |
11.50% P.A. |
|
12 |
Urban Suvidha Loan(for Salaried Persons)
Urban Suvidha Limit(for Salaried Persons) |
US
SL |
11.50% P.A. |
11.50% P.A. |
|
13 |
Personal Loan/Group Finance |
|
----- |
----- |
|
|
(A)Personal Loan (Two Wheeler) |
PL |
18.00% P.A. |
18.00% P.A. |
|
|
(B) Cub Personal Loan |
CP |
18.00% P.A. |
18.00% P.A. |
|
|
(C)Group Finances (For Employee) |
GF |
16.00% P.A. |
16.00% P.A. |
|
14 |
Showroom & Complex Loan |
CL |
11.00% P.A. |
11.00% P.A. |
|
15 |
Staff Limits/Loan |
CA |
7.50% P.A. |
7.50% P.A. |
|
16 |
N.S.C., K.V.P. Loan |
NS |
12.00% P.A. |
12.00% P.A. |
|
17 |
Loan Against Bank's own Deposits Loan
Loan Against Bank's own Deposits Overdraft |
FLOD |
|
|
|
|
(A) Loan/overdraft Against Deposit below 1 crore |
|
1.00% Above Deposit Rate |
1.00% Above Deposit Rate |
|
|
(B) Loan/overdraftAgainst Deposit 1 crore & above |
|
0.50% Above Deposit Rate |
0.50% Above Deposit Rate |
|
|
|
|
Managing Director |
|
|
Chittorgarh Urban Co-Operative Bank Ltd.Chittorgarh |