|
Chittorgarh Urban Co-operative Bank Ltd. |
|
Rate of Interest on Deposits |
|
|
(w.e.f. 01-04-2021) |
S.
N. |
Time Period |
Existing
Rate of Intt.
(per Annum)
(w.e.f. 01-09-2020) |
Revised Rate of Intt.
(per Annum)
(w.e.f. 01-04-2021) |
| 1 |
15 days and above upto 45 days |
4.50% |
4.50% |
| 2 |
46 days and above upto 90 days |
4.75% |
4.75% |
| 3 |
91 days and above upto 180 days |
5.00% |
5.00% |
| 4 |
181 days and above below 1 year |
6.25% |
6.25% |
| 5 |
1 year and above and below 2 years |
6.60% |
6.60% |
| 6 |
2 Years and Above and below 3 years |
6.60% |
6.60% |
| 7 |
3 year to less then 6 years |
6.70% |
6.60% |
| 8 |
777 days For New Depostis |
6.60% |
6.60% |
| 9 |
370 days new deposit |
6.60% |
6.60% |
| 10 |
6 years to maximum 10 years |
6.75% |
6.75% |
| 11 |
For Senior Citizen (Deposit for one year & above) |
0.50% Extra |
0.50% Extra |
| 12 |
Saving Deposit (To be calculated on daily product basis) |
4.00% |
4.00% |
| |
Rate of Interest on Advances |
| (BOD
31-03-2021)
|
S.
N. |
Type of Advances |
Existing
Rate of Intt.
(per Annum)
(w.e.f. 01-09-2020) |
Final Rate of Interest
(w.e.f. 01-04-2021) |
| 1 |
Housing Loans (Construction, Repairs & Renovation) |
9.00% P.A. |
8.90% P.A. |
| 2 |
Education Loan |
11.00% P.A. |
10.00% P.A. |
| 3 |
Cash Credit Limit |
10.50% P.A. |
10.40% P.A. |
| 4 |
Cub Business |
10.50% P.A. |
10.40% P.A. |
| 5 |
Vehical Loan (Four Wheeler) |
------ |
------ |
| |
(A)Vehical Loan (NEW) |
9.30% P.A. |
9.10% P.A. |
| |
(B)Second Hand ( Maximum 3 Years Old) |
12.00% P.A. |
11.00% P.A. |
| 6 |
Loan to S.R.T.O. & Taxi Car, Truck, Bus etc. |
------ |
----- |
| |
(A)Upto 5 Years |
10.50% P.A. |
10.30% P.A. |
| |
(B)Above 5 Years (Maximum 10 Years) |
11.00% P.A. |
10.80% P.A. |
| 7 |
E-Riksha Loan |
9.00% P.A. |
9.00% P.A. |
| 8 |
Medium Term Loan |
----- |
----- |
| |
(A) Medium Term Loan(Below Rs. 25 Lakhs) |
10.50% P.A. |
10.30% P.A. |
| |
(B) Medium Term Loan ( Rs. 25 Lakhs & above) |
10.30% P.A. |
10.10% P.A. |
| 9 |
Loan and Limit Against Mortgage (Other then Business) |
----- |
----- |
| |
(A) Overdraft Mortgage |
13.00% P.A. |
13.00% P.A. |
| |
(B) Mortgage Loan |
13.00% P.A. |
13.00% P.A. |
| |
(C) Overdraft Mortgage Business Purpose(Existing) |
----- |
----- |
| |
(i) Below Rs. 25 Lakhs |
----- |
11.50% P.A. |
| |
(ii) Rs. 25 Lakhs & Above |
----- |
11.20% P.A. |
| 10 |
Urban Business Support Loan/ Limit (Without Stock Insurance) |
12.00% P.A. |
11.00% P.A. |
| 11 |
Urban Suvidha Loan (for Salaried Persons) |
10.50% P.A. |
11.00% P.A. |
| 12 |
Personal Loan / Group Finance |
----- |
----- |
| |
(A)Personal Loan (Two Wheeler) |
16.00% P.A. |
16.00% P.A. |
| |
(B) Cub Personal Loan |
16.00% P.A. |
16.00% P.A. |
| |
(C)Group Finances (For Employee) |
15.00% P.A. |
15.00% P.A. |
| 13 |
Showroom & Complex Loan |
10.50% P.A. |
10.40% P.A. |
| 14 |
Staff Limits/Loan |
8.00% P.A. |
7.50% P.A. |
| 15 |
N.S.C., K.V.P. Loan |
12.00% P.A. |
12.00% P.A. |
| 16 |
Loan Against Bank's own Deposits |
1.00% Above Deposit Rate |
1.00% Above Deposit Rate |